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  over the summer?
 
 I can spare two or three weeks.
 
 I shake my head furiously.
 
 This is not aboutthem.
 
 I want to do this
 
 on my own.
 
 Well,
 
 Mom sighs.
 
 If that’s what you choose
 
 we’re not funding a gap year for you.
 
 That means after you graduate this spring
 
 we won’t be paying for your
 
 car payments
 
 or your car insurance
 
 and you’ll need to get
 
 your own cell phone plan.
 
 All your expenses for the year
 
 food, clothing
 
 suppliesgas, whatever
 
 need to be covered by you, and you alone.
 
 We won’t have any money to give you
 
 as an allowance.
 
 Mom—
 
 I didn’t expect you to cover everything
 
 but my car payments?
 
 You told me Chloe
 
 was a gift!
 
 I hate how meek I sound
 
 but I honestly hadn’t even thought
 
 about my car and phone bill