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“Millie.” He comes over to me to give me the obligatory hug and kiss. “Good to see you. You look good.”

“Thank you,” I say, even though I’m sure I look exhausted.

When Enzo comes out of the car, Ramirez says to him, “And you look like shit, my friend.”

“Thank you,” Enzo says. “I feel like it.”

Ramirez jerks his hand in the direction of our house. “Come on. Let’s go inside. I’ve got a few more reasons for you to feel like shit. You need to hear this.”

Oh God. What now?

We lead Ramirez into the house. Under other circumstances, I would have felt compelled to give him the grand tour, but noneof us are in the mood for that. Still, he looks around and nods approvingly. “Nice place you got here. Better than the Bronx.”

“I’m sorry we left,” I say.

“How are the kids?”

“Very good,” Enzo says, which I suppose isn’t an outright lie.

We settle down in the living room, and I can’t stop shaking, wondering what the hell Ramirez is going to tell us. I offer him coffee, even though he’s already holding a cup, and he smiles at me sympathetically.

“Okay, let’s cut to the chase.” He drops his cup of coffee on my coffee table and leans forward on his elbows. “Luckily, I got a contact here on the island, and I did a little digging. You two were right to be worried. Willard is a tough cop, and he thinks you killed Jonathan Lowell, Enzo. He’s busy building his case right now.”

“Based onwhat?” I say.

“Well,” Ramirez says. “Not to be crude, Enzo, but he thinks you were doing Suzette Lowell. He thinks the two of you conspired to off her husband to get his insurance money. She recently increased the insurance payout, and we’re talking a lot of money right now.”

“That is ridiculous,” Enzo mutters.

“That lady across the street,” Ramirez says, “is singing like a bird for the police. Not just that, she took pictures.”

“Pictures?” I gasp.

“Uh-huh. Nothing outright incriminating, but lots of them at different times, standing a little too close, if you know what I mean.”

Suzette was so right. Janiceissucha busybody.

Enzo groans. “We were just talking.”

Ramirez arches an eyebrow. “About what?”

“Nothing. Gardening stuff. Problems with her cleaning lady. The weather. It did not matter—she always had an excuse forme to stay. I get the feeling… I do not know… She did not seem happy in her marriage.”

“Do you think the husband was beating her up?”

“No. I did not get that sense.”

“Was she flirting with you?”

Enzo casts a worried look in my direction, then throws up his arms. “Yes. She was. Of course she was. But was nothing. Harmless.”

“So here’s the deal,” Ramirez says. “Your neighbor has pictures of you and Suzette Lowell that are very suggestive. A motel about an hour away has a record of you checking in with a woman just a few days ago. You buy a gun using cash. Suzette Lowell ups her husband’s life insurance policy. Then the neighbor sees you going into the Lowells’ house, and the next thing we know, Jonathan Lowell is dead.”

Enzo grits his teeth. “I was in the backyard the whole time. Suzette wanted to plant a garden, so I was getting the soil ready.”

“So you expect me to believe that not only did you not hear what happened in the house, but the actual killer went in and out the back door without you seeing.”

“I had equipment going… Very hard to hear… And I was back and forth from my own yard.”